Craig Ingram

Over 20years in banking and finance across Barclays and Handelsbanken. Craig started on the counter at Barclays’ Paragon Square branch, working through Personal Banking, during the 2008 crash before moving into small business and then Corporate Banking, managing portfolios up to £50m turnover. He went on to lead a team of 12 business managers covering East and North Yorkshire and North East Lincolnshire. Craig then spent five years at Handelsbanken as a corporate manager and deputy branch manager before founding Three Crowns Finance in April 2024.

Three Crowns Finance

After decades as relationship directors in major UK banks, we watched the industry change. Credit decisions moved to centralised teams who never met the business owner. Relationship managers became sales executives with targets, not advisors with expertise.

Good companies with experienced management and solid plans were being declined by algorithms that couldn’t see beyond the numbers. Property investors with strong track records were being treated like first-time borrowers.

We started Three Crowns to bring back what was lost: genuine relationships, experienced judgement, and the ability to present a deal to the right lender in the right way. We translate your business into bank language.